Liability Insurance
Gym Insurance HQ can assist you with all areas of liability within the gym and fitness industry. The gym and fitness industry’s liability insurance needs are unique in regards to the scope of activities that can be undertaken including contact sports, activities at height and facilities that operate without staff present to prevent accidents and injuries.
What is liability insurance?
Liability insurance covers a number of different policies including:
- Public Liability Insurance: Public liability insurance protects your business from accident or injury-related claims that arise as a result of your business activities. For example, if a client tripped up over a piece of equipment in your gym and sprained their ankle.
- Product Liability Insurance: Product liability insurance protects your business from personal injury or accident claims as a result of the product(s) you produce, supply or sell.
- Professional Indemnity Insurance: Professional indemnity insurance protects your business against claims that arise as a result of the professional services or advice you have provided to clients. Some examples of claims include personal injury, property damage or financial loss.
- Management liability: Management liability insurance is designed to protect a company and its Directors against claims for financial losses due to mismanagement.
Why choose Gym Insurance HQ?
We have access to a large range of general and liability specialist insurance companies in Australia. Our panel of insurers provide cover that is second to none, with very few conditions, limitations or exclusions, which unfortunately are now standard in most of our competitors’ products. If you have ever been told you are not covered for a business activity and that it is the norm, chances are we can include coverage.
The fitness industry liability policies we offer also come standard with professional indemnity extensions, to ensure not only your actions but also your advice are covered.
To see how affordable gym public liability can be, and the benefits of dealing with a fitness industry liability insurance broker, contact us on 1300 815 344 or request a quote online.
GET AN INSTANT QUOTE NOW!
Blog Feed
Online Coaching Insurance for Fitness Professionals
COVID-19 has caused massive disruption for small businesses. If you're lucky the government grants will be enough to see you through the dark times, but for many, it won't quite cut it. You're now faced with a brand new challenge: how to make a living from your living...
Safety Tips for a 24 Hour Gym
Providing 24 hour gym access can open up many opportunities for your gym business, but in doing so, you also open your gym up to greater risk. Most 24 hour gyms have at least some unstaffed hours, meaning there won’t be any members of staff around to provide first aid...
Tips to Protect Your Gym Equipment From Cleaning Chemical Damage
Like many industries, gyms have had it tough this year. The full impact of COVID-19 is still unknown, and could potentially reshape the future of business as usual across many sectors. For gyms and fitness professionals, the impact of COVID-19 has meant business...