Parents often worry about leaving their child for an hour or so in a play centre, and as the owner or manager, you probably have similar concerns and do your utmost to mitigate risks.
Children are excitable and unpredictable, and if you add the excitement of a soft play area with slides and climbing frames to the mix, there are undeniable risks and liability involved.
That’s why it’s crucial to have a reliable play centre insurance.
What is play centre insurance?
A play centre insurance policy is designed to protect your business, your staff and your customers. It covers various aspects of your business including building and contents, play centre equipment and public, product and employer liability.
Having a strong duty of care and implementing strict health and safety regulations isn’t enough to mitigate the risks associated with running a play centre.
From bumped heads and slips and trips to damaged play equipment and negligence claims made about your staff, there are far too many risks at stake to not have a decent insurance policy.
A good play centre insurance policy will potentially save your business from significant financial and reputation damage if there was ever an accident, incident or claim made against you or your staff.
It can also save you a significant amount of money in legal fees in the event that one of your staff has an accident while working and files a claim.
Is there a difference between play centre insurance and indoor play centre insurance?
Every play centre is unique and the insurance cover has to be tailored to your particular business, the equipment you have and the activities you do.
Whether you run an indoor or outdoor play centre, family entertainment centre or stay and play cafe, an insurance policy is designed so that it is ‘fit for purpose’ and meets all of your needs so that you can run your play centre with confidence.
How much does coverage cost?
The average price for a comprehensive play centre insurance premium usually starts from around $1,000.
What are the general inclusions/exclusions?
A play centre insurance policy covers a wide range of activities such as children’s birthday parties and food served at a play centre canteen.
There are various exclusions, but this is contingent on the type of equipment you have in the play centre and the activities you offer.
There are additional coverage options you can add to a policy such as:
- Loss of license
- Employee dishonesty
- Glass, canopies and signage
- Goods in transit
Get your play centre Insurance quote today!
We understand how much you invest in your business and the lengths you go to offer a safe environment for your customers.
This is why we are committed to finding the most comprehensive and competitive play centre insurance cover for your needs.
We have access to some of the most reputable play centre insurers in Australia who can also provide assistance with risk management and help you keep on top of legislation and compliance.
You can request a quote online or get in touch with our friendly team of brokers who will be happy to provide more information and answer any questions. Give us a call today on 1300 815 344.