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Of Risks, Liabilities And Corporate Gym Insurance

Of Risks, Liabilities And Corporate Gym Insurance

by admin | Oct 3, 2017 | Fitness Professional Insurance, Income Protection Insurance, Liability Insurance

Many businesses today impose a healthy lifestyle regimen to their employees through corporate fitness. Its main objective is to craft physical training programs where all employees must participate. These programs are designed to cut issues on excessive weight gain,...

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      • Instructor or centre primarily engaged in group classes.
        Aerobics / Zumba / Spin Cycle / Boxercise
      • Instructor or centre primarily engaged in group classes.
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      • Individual or team coaching for non contact sports.  Examples include: Volleyball, Cricket, Tennis, Golf, Rowing, Swimming, Athletics etc.
        Non Contact Sports Coaching
      • Individual engaged to lead group based training within training facility, or operating boot camp training with minimal equipment.
        Group Fitness Instructor / Boot Camp
      • Individual teaching water-based group classes.  This does not include the management/ownership of pool – See Public Pool.
        Water Aerobics / Swimming Instructor
      • Group Based boxing activities, involving bags, pads & mits.  Excluding sparring activities.  If sparring see Boxing.
        Boxercise
      • Instructor or centre primarily engaged in weight training activities.  Individual or group classes.
        Weight Lifting
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      • Group based training facility, incorporating cardio and weightlifting aspects.  Typically identify as similar to the likes of F45.  Excludes rope Climbing – See Functional Fitness.
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      • Group based training facility, incorporating cardio and weightlifting aspects including rope climbing.
        CrossFit / Functional Fitness
      • Individual or team coaching for contact sports.  Examples include: Basketball, Soccer, Rugby, Soccer.
        Contact Sport Coaching
      • Standard gym where people come to train during fixed operating hours with staff on site at all times.  Can include group fitness classes & personal training.
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        Tours / Travel
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      Public Liability : ? Protects a business in the event its staff, premises or products cause loss or damage to third party.
      Do you Lease/Own your business premise :
      Management Liability : ? Provides protection for wrongful acts by company and directors. Most common examples: workplace/employment issues such as harassment or discrimination.
      Business Property : ? Covers a business’s physical assets from loss or damage.
      Stock, Contents & Fitout Value : ? Stock, Contents & Fitout Value
      Business Interruption : ? Business Interruption
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