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The True Importance of Getting a Crossfit Instructor Insurance Policy

The True Importance of Getting a Crossfit Instructor Insurance Policy

by admin | Nov 24, 2016 | Fitness Professional Insurance, Income Protection Insurance, Liability Insurance

As a Crossfit instructor, expect every step you make or advice you give to any of your students as something that may cause an accident or physical injury. You can’t totally eliminate any mishaps from occurring but you can at least protect yourself against any future...

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      • Instructor or centre primarily engaged in group classes.
        Aerobics / Zumba / Spin Cycle / Boxercise
      • Instructor or centre primarily engaged in group classes.
        Yoga / Pilates
      • Individual or team coaching for non contact sports.  Examples include: Volleyball, Cricket, Tennis, Golf, Rowing, Swimming, Athletics etc.
        Non Contact Sports Coaching
      • Individual engaged to lead group based training within training facility, or operating boot camp training with minimal equipment.
        Group Fitness Instructor / Boot Camp
      • Individual teaching water-based group classes.  This does not include the management/ownership of pool – See Public Pool.
        Water Aerobics / Swimming Instructor
      • Group Based boxing activities, involving bags, pads & mits.  Excluding sparring activities.  If sparring see Boxing.
        Boxercise
      • Instructor or centre primarily engaged in weight training activities.  Individual or group classes.
        Weight Lifting
      • Instructor or centre primarily engaged in group dance classes.
        Dance
      • Individuals involved in 1 on 1 coaching, primarily operating from third party gym, or online.
        Personal Trainer / Online Coaching
      • Group based training facility, incorporating cardio and weightlifting aspects.  Typically identify as similar to the likes of F45.  Excludes rope Climbing – See Functional Fitness.
        Group Fitness Centre
      • Group based training facility, incorporating cardio and weightlifting aspects including rope climbing.
        CrossFit / Functional Fitness
      • Individual or team coaching for contact sports.  Examples include: Basketball, Soccer, Rugby, Soccer.
        Contact Sport Coaching
      • Standard gym where people come to train during fixed operating hours with staff on site at all times.  Can include group fitness classes & personal training.
        Gym (Fixed Hours)
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        Gym (24/7)
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      • Instructor or centre primarily engaged in group classes.
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      • Management or operation of public access pool. Can include individual and group classes such learn to swim.  If not responcible for management of pool refer to Water Aerobics.
        Public Pool
      • Private or community based club/Facility.  Typically engaged in intra/inter club competition and associated training and typically responcible for management of club premises.  Can include Football, soccer, cricket clubs etc. through to golf clubs & lawn bowls including licensed venues, restaurants and gambling facilities. – Please contact our office directly (1300 815 344).
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        Tours / Travel
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        Play Centre / Amusement Centre

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      Public Liability : ? Protects a business in the event its staff, premises or products cause loss or damage to third party.
      Do you Lease/Own your business premise :
      Management Liability : ? Provides protection for wrongful acts by company and directors. Most common examples: workplace/employment issues such as harassment or discrimination.
      Business Property : ? Covers a business’s physical assets from loss or damage.
      Stock, Contents & Fitout Value : ? Stock, Contents & Fitout Value
      Business Interruption : ? Business Interruption
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