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Online Personal Trainer Insurance: Addressing Virtual Liability

Online Personal Trainer Insurance: Addressing Virtual Liability

by admin | Dec 18, 2017 | Fitness Professional Insurance, Liability Insurance

COVID19 & Online Personal Trainer Insurance COVID19 is disrupting Fitness Professionals and Businesses all over the country like we have never seen before. As industry insurers catering specifically to fitness professionals, we are absolutely devastated and...

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      Occupation Class Back

      • Instructor or centre primarily engaged in group classes.
        Aerobics / Zumba / Spin Cycle / Boxercise
      • Instructor or centre primarily engaged in group classes.
        Yoga / Pilates
      • Individual or team coaching for non contact sports.  Examples include: Volleyball, Cricket, Tennis, Golf, Rowing, Swimming, Athletics etc.
        Non Contact Sports Coaching
      • Individual engaged to lead group based training within training facility, or operating boot camp training with minimal equipment.
        Group Fitness Instructor / Boot Camp
      • Individual teaching water-based group classes.  This does not include the management/ownership of pool – See Public Pool.
        Water Aerobics / Swimming Instructor
      • Group Based boxing activities, involving bags, pads & mits.  Excluding sparring activities.  If sparring see Boxing.
        Boxercise
      • Instructor or centre primarily engaged in weight training activities.  Individual or group classes.
        Weight Lifting
      • Instructor or centre primarily engaged in group dance classes.
        Dance
      • Individuals involved in 1 on 1 coaching, primarily operating from third party gym, or online.
        Personal Trainer / Online Coaching
      • Group based training facility, incorporating cardio and weightlifting aspects.  Typically identify as similar to the likes of F45.  Excludes rope Climbing – See Functional Fitness.
        Group Fitness Centre
      • Group based training facility, incorporating cardio and weightlifting aspects including rope climbing.
        CrossFit / Functional Fitness
      • Individual or team coaching for contact sports.  Examples include: Basketball, Soccer, Rugby, Soccer.
        Contact Sport Coaching
      • Standard gym where people come to train during fixed operating hours with staff on site at all times.  Can include group fitness classes & personal training.
        Gym (Fixed Hours)
      • Standard gym where people come to train, unlimited access without staff on site at all times. Can include group fitness classes & personal training.
        Gym (24/7)
      • Any form of self-defence/offense training including participant to participant contact or sparring.
        UFC / MMA / Martial Arts / Boxing
      • Instructor or centre primarily engaged in group classes.
        Gymnastics / Cheerleading / Pole Dancing
      • Management or operation of public access pool. Can include individual and group classes such learn to swim.  If not responcible for management of pool refer to Water Aerobics.
        Public Pool
      • Private or community based club/Facility.  Typically engaged in intra/inter club competition and associated training and typically responcible for management of club premises.  Can include Football, soccer, cricket clubs etc. through to golf clubs & lawn bowls including licensed venues, restaurants and gambling facilities. – Please contact our office directly (1300 815 344).
        Sports Club
      • Individual or group lead activites involving riskier activities, typically not within a controlled environment.  Examples include rock climbing, kite surfing, bungy jumping etc.
        Adventure Sports
      • Anything sports related that encompasses tours or travel. This can include bush walking, surfing adventures, Segway tours etc.  – Please contact our office directly (1300 815 344).
        Tours / Travel
      • Activity centres typically aimed at kids.  Can include indoor playgrounds and trampoline centres, through to inflatable water based adventure parks.
        Play Centre / Amusement Centre

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      Public Liability : ? Protects a business in the event its staff, premises or products cause loss or damage to third party.
      Do you Lease/Own your business premise :
      Management Liability : ? Provides protection for wrongful acts by company and directors. Most common examples: workplace/employment issues such as harassment or discrimination.
      Business Property : ? Covers a business’s physical assets from loss or damage.
      Stock, Contents & Fitout Value : ? Stock, Contents & Fitout Value
      Business Interruption : ? Business Interruption
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