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Why Gym Insurance HQ?
EXPERIENCE
With over 20 years in the gym, fitness, and martial arts industries, and two decades in insurance, we understand the unique risks businesses face and ensure comprehensive coverage with no gaps.
INSTANT SERVICE
Getting an instant quote has never been easier by obtain gym insurance quote from Australia’s fastest online fitness insurance brokerage.
HASSLE-FREE COVERAGE
Our service takes the hassle out of organizing insurance by recommending the most competitive and comprehensive gym insurance coverage.
AUSTRALIA-WIDE ACCESS
As part of Australia’s largest insurance group, Steadfast, we have access to over 130 insurers, enabling us to provide the right gym insurance coverage for you at a competitive price.
DISCOVER HOW GYM INSURANCE HQ CAN HELP
Our Gym Insurance brokers specialize in working with businesses across the gym, fitness, and wellness sectors. We assist gym owners with personalized service, ensuring they have the right policy tailored to their specific needs.
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Client Satisfaction
Tin Duong2024-06-07I recently purchased a policy from Gym Insurance HQ for one of my clients, and I'm extremely satisfied with their service. From the beginning, their team was knowledgeable and efficient, guiding us through the process with ease. They offered competitive rates and provided tailored coverage that perfectly fit my client's specific needs. What stood out most was their exceptional customer support. They took the time to understand the unique risks associated with my client’s fitness center and offered comprehensive solutions that ensured complete protection. The process was smooth and straightforward, with clear communication at every step. Overall, Gym Insurance HQ exceeded our expectations. Their reliable and specialized insurance solutions make them a top choice for any gym owner. Highly recommended!Uyên Trương2024-06-06Super easy to get a quote and really good service!Minh Ly Tran Bao2024-06-06The Adam's team at Gym Insurance HQ truly understands the unique needs and challenges of the fitness industry. They provided me with a customized insurance plan that covers all aspects of my gym, from equipment and property to liability and member safety.Richie Littlefield2022-04-01Gym Insurance HQ is very knowledgeable on insurance for fitness studios. Understands very well the real world problems many fitness business have. Including niche cover for things like, bare foot training and other specialty services you may offer. Highly recommend. Richard - Owner of Total Fitness Management CairnsPrimal Thenics2022-03-16Adam and the team are extremely helpful and offer great care and support. Out of all the gym support services you need to operate a gym, the support they provide is definitely one of the best.Emily Tjung2021-02-10Great support from the whole team. Adam and the crew are always answering every question as quickly as possible and are great in helping you to understand your coverage.Carl Swinney2019-10-03Best yoga insurance cover & premiums around :)Roger Jacobsen2019-09-10Talk about above & beyond! I’ve had the worst last few months trying to get a claim approved, yet every step of the way the team here at Gym HQ were pushing every which way they could to get this claim over the line, helping me beyond their scope and giving me all the time I needed to vent, cry and rage all in the one breath. Thank you so much for all of your time, patience and help in getting my claim over the line, honestly the very best in the business and could not recommend highly enough! Thank you!Sarah King2019-03-29Adam was helpful beyond words, he saved me from buying pt insurance that wasn’t actually going to cover common sense activities! I pt group sessions so don’t always use Australian standard gym equipment – this was something I found most policies won’t cover me for but gym hq got me sorted out and at a great price. Really can’t recommend enough, thanks for all your help
Frequently Asked Questions
How much is Gym Insurance?
The amount of cover annual turnover, state stamp duties, broker fees, insurance rates, and the number of members will all affect the price. For less than $1000 a year, a modest gym can get 10 mil PL and 5 mil PI/CL.
Why need Gym Insurance?
Protects you from harm or property damaged caused by third parties when they are in a session with you, at your studio or gym. It covers everything from legal fees to property replacement or repair.
How can Gym Owners reduce their Public Liability Insurance?
– Notify your broker of any event that might lead to a claim.
– Please don’t make it harder for the insurer to fight the claim.
– Compile all relevant information about the event, including witness statements and video evidence, into an extensive report.
– Record all correspondence (phone, email, and social media posts) with the injured party regarding the incident.
– Refuse to acknowledge the harmed party’s fault.
– Don’t give the wounded person your insurance information.
– Avoid giving an injured individual a cash settlement as this might be interpreted as an admission of fault.
– Do express compassion for the hurt party, pause their membership, and wish them a quick recovery so they can resume.
Which level of liability do Gym Owners need?
While venues and landlords are requesting $20 million, the industry standard is $10 million. Additionally, this comes with $5 million to $10 million in civil liability or professional indemnity, though usually the smaller amount suffices.
Which insurance do I need for a gym?
There are numerous different types of gym insurance, but the two most crucial types are Professional Indemnity and Public Liability.
Does the insurer compensate all public liability claims made by gyms?
No, because it depends on several elements that must meet the requirements set forth by the insurance. If their expectations are not satisfied, they are free to reject a claim. These are a few things that might make an insurance refuse to back a claim.
– If a gym facility does not have a documented record of a verified bodily injury.
– If there isn’t a current finance policy in place at the gym.
– Should the gym fail to make the premium payment by the insurer’s trading term’s end.
– Should the gym fail to fulfill its policy-mandated duties.
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