As a Crossfit instructor, expect every step you make or advice you give to any of your students as something that may cause an accident or physical injury. You can’t totally eliminate any mishaps from occurring but you can at least protect yourself against any future liability by getting a Crossfit Instructor Insurance policy. You might ask, “How important is this insurance policy?” Well, let me share with you some vital information about the true importance of having an insurance policy.
Why do you need to be insured?
Handling a Crossfit class is a big responsibility because you are held accountable for any possible harm that could occur to any of your students. This is an alarming issue if you aren’t covered by a Crossfit Instructor Insurance policy. You need to come to terms with the fact that being insured will give you some peace of mind and you can proceed with your day-to-day duties as a Crossfit instructor without constant fear of the unknown incident that could happen anytime. An insurance policy will be there to extend ample protection where it’s needed, for your students or your career.
What should you do right now?
In the event you are employed as a Crossfit instructor at your local fitness centre, the very first thing you should ask your boss or immediate supervisor is whether you are insured by the fitness owner. It’s a legal responsibility of any business owner to get a business insurance that will not only cover the property and belongings of the business, but also give protection to anyone included on his or her payroll. On the other hand, if you are offering your services as a Crossfit instructor and going to a client’s house, it’s a good idea to get a comprehensive Crossfit Instructor Insurance policy.
What am I suppose to do?
For all first-time buyers of insurance policies, this is one of the frequently asked questions they put to their insurer or licensed insurance broker, “What am I suppose to do?” Among the things you need to include on your to-do-list while hunting for a reliable insurer and also after the purchase of an insurance policy, are:
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Book a private consultation with an insurance company representative or licensed broker
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Prepare a list of possible questions you would like to ask during the meeting
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Get a price quote from prospective insurers
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Request a written insurance policy proposal
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Review the proposal
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Report any error or mistake on your personal details
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Make a decision about what type of coverage you will buy
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Sign the insurance policy
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Pay the agreed insurance premiums diligently
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Renew the insurance policy before the expiration date
I do hope this post has enlightened you about the importance of being covered with a dependable Crossfit Instructor Insurance policy. Don’t proceed with your Crossfit training workshops without an insurance policy by your side. That’s one of the exclusive privileges you will get as a policyholder of an extensive insurance policy; you feel confident that you and your students are protected against harm or injury.
Gym Insurance Hq’s friendly and experienced insurance brokers are ready to help you with all your Crossfit Instructor Insurance. To find out what level of cover you need and the costs involved, call our team on 1300 815 344 or you can go online and request a quote and our team will call you back.