Answered prayer! Yes, that’s what remote personal training programmes are all about to the perspective of career-oriented individuals who also do personal fitness coaching on the side as a second source of income. Modern technology makes all of this happen and everyone is jumping into it. Remote personal training is also the perfect solution to an individual who wants to reap results but disdains the hassles of going to a gym. With just a laptop or a tablet, busybodies can easily work out right at the heart of their homes, offices or even in hotel rooms during a vacation, with a fitness guru barking instructions. But even with a watchful eye, online personal trainers must always be geared with the right remote personal training programme insurance and here’s why.
Tailored To Your Needs
For an online personal trainer, credentials are everything. Therefore, having a remote personal training programme insurance matters a lot. Even when a fitness training is done via Skype or Facetime, on another side of the world hundreds of thousands of miles away from home, they can still be sued for injuries or chronic pain or bodily damage sustained from the said programme. Even when the person at fault is the client himself or herself, such claims can still be admissible by the court ruining your reputation in the market you operate.
Having remote personal training programme insurance, however, requires a lot of deep thinking. The Internet and the advent of social media can effortlessly make a seemingly simple ordeal get blown up into humungous proportion leaving you gasping for dear life as a fitness trainer. One malicious video or snide comment from a client can easily put years of efforts into the trash bin. To ensure protection, getting both general liability insurance and professional liability insurance tailored to your current needs as an online trainer counts a lot.
Being relatively new in the fitness market, coverage of one’s insurance policy must be tailored to the current needs of online personal trainers. Some of the most notable inclusions should focus on:
- Claims of negligence
- Loss of personal/private information
- Claims of malpractice or maltreatment
- Bodily damage or injuries
- Online libel, slander, defamation, etc. (cyber bullying)
- Identity Theft
- Misrepresentation and so on..
Online personal trainers must keep themselves adept of the many twists and turns in the cyber realm being a volatile arena to deal with.
Claims Responsiveness
Aside from tailored to address growing needs, a remote personal training programme must also be responsive in terms of answering claims. One of the biggest contention in online businesses or, in this case, services is the lightning-quick reaction from cyber bashers. One wrong move is all it takes to ruin one’s reputation leaving them vulnerable for life. When choosing an insurer, responsiveness to claims filed must also be considered. It must also be lightning quick to aid in your defence regardless if a claim has basis or not. If possible, can appoint a legal representation right away.
Worldwide Coverage – 24/7
Another thing to consider in the online personal training home front is not just round the clock protection but also worldwide coverage. The Internet allows personal trainers and clients from all over the world interact with one another across time zones. Your insurance policy’s protective clauses must cover one’s claims not just in Australia but across territories.
With nary a doubt, it is safe to assume that remote personal training programme insurance is a must-have. The idea, however, is for a personal trainer to obtain protection tailored to this new mode of fitness training. Aside from liabilities-based coverage, claims responsiveness and 24/7 worldwide coverage must be present to ensure keeping up with the highly volatile, lightning-quick speed of the online market. An excellent bonus will be flexible payment options to help personal trainers manage their cash flow better.