Are you working as a personal Pilates Trainer? If yes, this topic will give you some idea about the importance of being insured even if it’s only a cheap Pilates insurance policy. Remember, the nature of your work as a personal trainer exposes you to different levels of risks.
Risks involved in your career as a personal trainer
As a personal Pilates Trainer you have day-to-day dealings with your clients attending classes who are exposed to various types of physical danger. For example, a client under your care may trip over while doing Pilates exercises and you might be accountable in the future if that injured client decides to file a lawsuit. If you aren’t covered with public liability, this could result in a major financial crisis if you have to pay legal fees from your own pocket.
Your work may also involve giving personal advice or suggestions to your clients on the level of Pilates exercise routines he or she will perform. Again, if the client didn’t get the desired outcome from these recommendations you can be sued. If you have no professional indemnity protection coverage in your cheap Pilates insurance policy, you won’t receive any financial assistance for this type of claim from a third party.
Risks to you
If you are a well sought after personal Pilates Trainer, your body is also exposed to risks due to the daily demands of your work with clients. If this is the case, you are also exposed to risks, especially if your body is already exhausted. Personal injury and other types of accidents could arise while doing your job as a personal Pilates Trainer. If you are wise enough to have thought about unavoidable events that could result in your own injury, you should have already considered being covered with a personal accident insurance policy. The protection covers days where you can’t report to work due to a major road accident or physical injury during one of your Pilates classes.
How much should I cover with my cheap Pilates insurance policy?
If you want to get a clear estimate of your cheap Pilates insurance policy, check an online insurer that offers free quotes. If they have an online calculator take time to answer the required information about yourself, the type of work you do as a personal Pilates Trainer, level or risks, age, home address, contact details and other supporting details about your job, like number of students you have per class. Once you provide all these facts, expect the online insurer to give you a free quote depending on the type of protection coverage you wish to obtain and the price you are willing to invest in a policy.
Working as a personal Pilates Trainer can be a life fulfilling job, especially if you see the results of your hard work in your students’ physical transformation. If you want to continue doing a good job in this chosen career path, take time to assess your insurance needs and don’t delay making a decision about where to buy a cheap Pilates insurance policy. Remember, each day you go out there and teach Pilates without insurance exposes you and your students to greater risks. Buy the appropriate insurance policy and be confident that a reliable insurer will be there to help you even through the worst incident that could happen in your career.
Gym Insurance HQ are a team of insurance brokers who have experience in the gym/fitness sector and are able to provide you with advice and quotes for Pilates insurances that are tailored to your needs and budget, call us on 1300 815 344 or go online and we will call you back.