Liability Insurance

Gym Insurance HQ can assist you with all areas of liability within the gym and fitness industry. The gym and fitness industry’s liability insurance needs are unique in regard to the scope of activities that can be undertaken including contact sports, activities at height, and facilities that operate without staff present to prevent accidents and injuries.

What is liability insurance?

Liability insurance: covers a number of different policies including:

• Public Liability Insurance: Public liability insurance protects your business from accident or injury-related claims that arise as a result of your business activities. For example, if a client tripped up over a piece of equipment in your gym and sprained their ankle.
• Product liability insurance: protects your business from personal injury or accident claims as a result of the product(s) you produce, supply or sell.
• Professional indemnity insurance: protects your business against claims arising from the professional services or advice you have provided to clients. Some examples of claims include personal injury, property damage, or financial loss.
• Management liability insurance: is designed to protect a company and its Directors against claims for financial losses due to mismanagement.

Why choose Gym Insurance HQ?

We have access to a large range of general and liability specialist insurance companies in Australia. Our panel of insurers provides cover that is second to none, with very few conditions, limitations, or exclusions, which unfortunately are now standard in most of our competitors’ products. If you have ever been told you are not covered for business activity and that it is the norm, chances are we can include coverage.

The fitness industry liability policies we offer also come standard with professional indemnity extensions, to ensure not only your actions but also your advice are covered.

To see how affordable gym public liability can be, and the benefits of dealing with a fitness industry liability insurance broker, contact us on 1300 815 344 or request a quote online.