Buying your insurance online is one of the favoured ways to get a good deal. If you are still waiting for your scheduled meeting with a Pt Insurance online representative, I suggest you include these top 5 questions.
Question #1 – What are your available insurance products?
This is one of the vital questions you should never forget when meeting the Pt Insurance online customer representative. Enquire about the various insurance products they have and ask if they also sell personal trainer insurance policies. Remember, not all insurance companies sell various products. There are some insurers who only focus on certain insurance products.
Question #2 – What’s the best quote you can offer?
Don’t let the insurer see you are desperate to buy an insurance policy. Give them the impression that you are hunting for the most affordable insurance product. During your meeting with the Pt Insurance online representative ask if they can give you a better offer than the other insurers you met. I’m sure if the insurer is eager to close a deal, they might give you a discounted insurance policy proposal.
Question #3 – What are your payment options?
One of the questions you should not miss when enquiring about insurance products via an online insurer is their payment options. A reliable insurer must offer flexible payment terms to accommodate their customer’s financial capability to pay. Among the payment terms that must be applied to your personal trainer insurance policy are monthly, quarterly or semi-annually. If you have the budget, the one-time payment may also be applicable.
Question #4 – Who will assist me during an insurance claim?
Filing an insurance claim could be a daunting task. I suggest during your private meeting with the Pt Insurance online representative that you ask this question, “Who will assist me during an insurance claim?” Make sure that after the purchase you can still rely on the insurer to provide you the support you need when an unpredictable event happens. If the insurer can’t provide a clear answer to this question, I recommend you move to your next prospective insurer who is there to support you in your most challenging moment.
Question #5 – Can I do amendments with my existing insurance policy?
When buying Pt insurance online don’t forget to ask this question, “Can I do the necessary amendments with my policy?” Your insurer must give you freedom to change as you please any terms or extent of protection coverage as your needs change. If the insurer tells you aren’t allowed to do this, you better look for another insurance company who has flexible terms when it comes to revising your personal trainer insurance policy.
I do hope this topic helped you become well informed about your rights as a paying customer. In the event there are still questions that remain unanswered, feel free to ask a licensed broker to explain the things that bothers you the most. Remember, staying well informed is one of the wisest moves you can do to get the best insurance policy.
Whether wanting to purchase or find out more information on PT Insurance, the brokers at Gym Insurance HQ are ready and able to find the best insurances to suit your needs and budget as well as answering all your questions so you completely understand the PT Insurance policies you are being offered. Call us today on 1300 815 344 or go online and request a quote and we will call you back.