One of the major purchases during you life is your insurance policy. If your target is to get the best Personal Trainer Insurance price then here are a few tips about what you can do when talking with a prospective insurer.
Tip #1 – Make an assessment of the risk factors to which you are exposed
It’s your obligation prior any meeting with a prospective insurer that you have done your personal assessment of all the risk factors that you are exposed to on a daily basis. I suggest you ask these questions to get a verifiable conclusion of the level of risk you may have to deal with while doing your job as a personal trainer at a gym.
How many hours of work do you engage on a daily basis?
Is the gym facility equipped with the right tools and equipment?
Does the gym facility observe strict safety measures to prevent accidents?
If you can’t give a clear answer to any of these questions, this implies you are at high risk to all sorts of unpredictable events that could arise while holding your classes at the gym.
Tip #2 – Enquire about the payment terms
Another effective strategy to help you negotiate a reasonable price for your insurance policy is by enquiring about the available payment terms of the prospective insurer. Keep in mind if you rely on your monthly salary as a personal trainer to pay for your insurance premium you could ask if the insurer will allow you to choose your desired mode of payment. Most insurance companies have flexible payments terms to accommodate their clients’ financial situation.
Tip #3 – Use the online insurance calculator
I’m sure you’ve probably heard this suggestion from one of your training fitness instructors at the gym; use the online insurance calculator. Using this app will give you a clear idea of your Personal Trainer Insurance Cost. I suggest you start browsing the internet for some reputable online insurers whose websites have the online calculator feature and input your personal details to get your free insurance quote. Be sure you provide correct information in order to get an accurate insurance quote.
Tip #4 – Get professional advice
If you aren’t sure about the prices being offered by prospective insurers for your Personal Trainer insurance I recommend you get professional advice from a credible licensed insurance broker. Why? The licensed insurance broker is the only professional whom you can trust for unbiased advice with regards to what insurance policy will perfectly match your protection coverage needs as a personal trainer.
I do hope the above tips will help you get an accurate cost for your preferred Personal Trainer insurance policy. If things aren’t working according to your desired outcome despite attempts to negotiate a lower insurance cost, I think it’s about time you let a licensed insurance broker handle this negotiation process and wait for a positive response from the insurance company.
When considering Personal Trainer Insurance Cost, you also need to consider quality of cover. Gym Insurance HQ are experienced brokers who will act on your behalf to get you the best Personal Trainer insurance cost with the coverage you need. Call us today on 1300 815 344 or you can go online and request a quote and one of our brokers will call you back.