If you experience a serious illness or injury it can be difficult to return to work. This type of situation could become more stressful if you have dependents to take care of. Total and permanent disability insurance can provide you and your loved ones with the financial security in the event that you become totally or permanently disabled due to illness or injury. 

What is Total Permanent Disability (TPD) Insurance?

TPD insurance pays a lump sum payment in the event that you become totally or permanently disabled. This payment can financially support you and your loved ones by assisting you with rehabilitation costs, medical care fees and living expenses.

TPD Insurance for personal trainers really falls into two categories. The two categories relate to the wording the insurer uses and can either be “Own Occupation Trauma Insurance” or “Any Occupation Trauma Insurance”. Generally, an Own Occupation Trauma Insurance definition provides the broadest coverage, however this may not always be available depending on your exact business activities, time in the industry and professional qualifications.

A competent personal trainer specialist TPD insurance broker will walk you through the various products and insurers and advise you of which product will best meet your needs and objectives.

Why Choose Gym Insurance HQ?

Gym Insurance HQ is a specialist insurance broker for gym and fitness industry professionals. Our brokers take the time to understand your unique requirements and will tailor your insurance portfolio to meet them. To discuss your options or for more information, give our team a call on 1300 815 344 or you can request a quote online.