Are you still curious why your proposed Zumba Insurance rate is high compared to other Zumba instructors you know personally? I’m going to share with you some valuable information about the different factors that will dictate the cost of your insurance policy.
Size of your class
This is one of the factors that will be used as basis for the computation of your Zumba insurance policy in Australia, the actual size of your class. If you teach a big crowd of students in each of your Zumba sessions, expect your insurance rate to go higher since you are more exposed to all types of risks that could lead to a third party liability claim.
Nature of your profession as a Zumba instructor
Not all Zumba instructors offering Zumba classes will probably have the same insurance rate. The overall nature of your work as a Zumba instructor will differ in other areas. For example, if you are also offering your services as a private Zumba instructor in the homes of your clients as a one-on-one program, there’s a huge possibility you will be required to pay a higher insurance premium compared to a Zumba teacher holding classes only at a fitness centre. On the other hand, if you also offer professional coaching services to newbie Zumba instructors, expect the Zumba Insurance Australia provider to quote a higher insurance policy because of the extent of the work you deliver in the market.
Types of risks involved with your profession
Again, this determining factor will also differ from one Zumba instructor to another. If the types of risks involved with your profession as a Zumba instructor are greater, your insurer will offer a higher insurance package to meet your protection coverage needs. For example, if you are driving frequently from one house to another while doing extended hours of work as a Zumba instructor, again the risks you face on a daily basis are higher compared to a Zumba instructor holding classes in a gym facility. The higher the risks you may encounter affects the overall computation of your policy.
Number of years working as a Zumba instructor
Did you know that the number of years you are in this kind of profession will also dictate the price of your insurance policy? Expect a more experienced Zumba instructor to pay a higher premium as compared to someone who is just starting a career as a Zumba instructor because you are more prone to public liability due to the number of students attending your classes or seeking your professional advice.
How to get the most of your free insurance quote?
If you want to get an accurate estimate of the cost your potential Zumba Insurance policy, co-operate with the person taking your personal information. Make sure you give only correct information including your name, address, phone number, profession, age and other personal details as well as the risks you face while doing this kind of work, to help them derive the computation of your insurance premium.
When looking for Zumba Insurance you can’t go past the experienced, friendly team at Gym Insurance HQ. We work to get you the best insurances to suit your requirements. Call us on 1300 815 344 or you can go online and request a quote and we will call you back.